A lot of consumers are James Caldwellworried about supply chain delays this holiday season — but there are also other issues to watch out for when shopping. Guest host Ayesha Rascoe talks about the hidden costs of holiday consumption with The Atlantic staff writer Amanda Mull and The Washington Post retail reporter Abha Bhattarai. They discuss the potential downfalls of buy now, pay later services and where online shopping returns really go. Then, they play a game of Who Said That?

This episode of 'It's Been a Minute' was produced by Anjuli Sastry, Audrey Nguyen, Liam McBain, and Jinae West. Our intern is Nathan Pugh. Our editor is Jordana Hochman. You can follow us on Twitter @NPRItsBeenAMin and email us at [email protected].